FINALLY REACHING EARLY STAGES OF MAINSTREAM ADOPTION, “DEFI” IS GRADUALLY (AND EVIDENTLY) REPEATING AND/OR REPRODUCING CURRENT BANKING PRODUCTS, THAT FAVORABLY BOAST ZERO NEED FOR A TRADITIONAL INTERMEDIARY; AND OFFER INTERNET-NATIVE ALTERNATIVES TO POPULAR FINANCIAL SERVICES THROUGH DECENTRALIZED FORMALITIES. POST (2008) GLOBAL FINANCIAL CRISIS (GFC), IT WAS EVIDENT THAT NEW FINANCIAL MECHANISMS WERE (IN OUR STRONGEST OPINION) IN DIRE NEED OF ASSISTANCE; “DEFI” IS A TERM THAT REPRESENTS THE DISCIPLINE OF DECENTRALIZED FINANCE, AND/OR THE FINANCIAL SOFTWARE THAT MANEUVERS AUTONOMOUSLY ON A BLOCKCHAIN NETWORK; THAT GIVES ANYONE (WITH ACCESS TO AN INTERNET CONNECTION), THE ABILITY TO DIGITALLY APPROACH AND/OR ATTAIN TRADITIONAL (CENTRALIZED) FINANCIAL ASSISTANCE, IN A NON-TRADITIONAL (DECENTRALIZED), MANNER. THE FACETS OF MONETARY “ASSISTANCE” WE ARE SPEAKING ABOUT, ARE RESPONSIVE TO SERVICES THAT COMPRISE (BUT DOES NOT LIMIT) THE ACTIONS OF BORROWING, LENDING, INVESTING, TRADING, AND/OR FUNDING; WHICH CAN NOW BE EXECUTED BY THE USE OF HYPERLEDGER, SMART CONTRACTS, AND/OR DECENTRALIZED PROTOCOLS ON A BLOCKCHAIN (TO OFFER AN EXAMPLE) . TO BETTER NAVIGATE A FORTHCOMING ERA OF ECONOMIC TRANSFORMATION, THAT IS NOTHING SHY OF UNFATHOMABLE, AND IS AS CLOSE TO ‘ACCURATE UNPREDICTABILITY’, AS WE CAN GET. IT’S OUR DUTY TO PROPERLY HELP RESTRUCTURE AND RE-REGULATE, A COLLAPSING UNITED STATES (AND GLOBAL) ECONOMY, THAT IS CURRENTLY FACING NEW FORMS OF TECHNICAL ADOPTION AND/OR OPPOSITION. THE RELENTLESS ADVANCEMENT OF DIGITAL CAPABILITY; NOW ALIGNED WITH A GLOBAL PANDEMIC THAT HAS SUCCESSFULLY MAGNIFIED PAST, CURRENT, AND/FUTURE HARDSHIP, HAS FORCED US TO WITNESS (AND PLAN FOR) A VOLATILE INCREASE IN RATES THAT THAT ARE (SOCIETALLY) TOO IMMEDIATE, AND RATIOS THAT ARE (ECONOMICALLY) TOO RISKY.